Seller net sheet calculator
Enter the price, the loan payoffs and the seller's costs. You get an itemized estimate of the seller's net proceeds that you can print or copy for a listing appointment.
Estimate only. Transfer taxes, title costs and who pays them vary by state, county and contract, and your payoff letter shows the exact payoff (with interest to the payoff date). Your title or escrow company's settlement statement is the final number.
A seller's net proceeds are the sale price minus loan payoffs and the seller's closing costs: commissions, title and escrow fees, transfer tax, concessions, prorated taxes and other charges. On a $500,000 sale with a $250,000 payoff, 3% commission, $1,200 escrow, $1,000 transfer tax, $5,000 concessions, $1,500 taxes and $150 fees, the estimated net is $226,150.
How to use the seller net sheet calculator
Enter price and payoffs
The sale price and every loan or lien that will be paid off at closing.
Add the seller's costs
Commissions, title and escrow, transfer tax at your local rate, concessions, prorations and other fees.
Print or copy
Read the itemized net sheet, then print it or copy it into an email.
What the seller net sheet calculator covers
Itemized estimate
Every cost on its own line, with the net in dollars and as a share of the price.
Flexible commissions
Listing and buyer-side compensation as a percentage or a flat fee.
Transfer tax your way
Enter the local rate as a percentage, per $1,000 or per $500, and the seller's share.
Prorations either way
Property tax proration as a cost to the seller or a credit back.
Print and copy
A clean printout or plain text for an email to the seller.
- Formula
- Net = sale price − payoffs − commissions − title/escrow − transfer tax − concessions − prorations − other costs
- Transfer tax
- Rate entered by you; it varies by state, county and city, and some places have none
- Output
- Estimated net proceeds, net as % of price, itemized lines
- Cost and privacy
- Free, no sign-up; runs in your browser
Questions about the seller net sheet calculator
What is a seller net sheet?
It's an estimate of what a seller walks away with after the sale: the price minus mortgage payoffs and the seller's share of closing costs. Agents use it at listing appointments and when comparing offers.
What costs does a seller usually pay?
It depends on the contract and local custom. Common seller costs include the listing commission, any buyer-agent compensation the seller agrees to pay, the owner's title policy in some areas, settlement fees, transfer taxes, concessions, prorated property taxes and HOA charges.
How do I find the transfer tax rate?
Ask your title or escrow company or check your state and county websites. Rates and who pays differ widely; some states charge none and some cities add their own. Enter the rate in the unit your area uses.
Why is the payoff different from my loan balance?
A payoff includes interest up to the payoff date and can include fees. Order a payoff statement from the lender for the exact figure; the calculator uses whatever number you enter.
Is the net sheet exact?
No, it's an estimate. The final numbers are on the settlement statement or Closing Disclosure prepared by the title, escrow or settlement agent.
Can Closingbird keep the deal's numbers on the file?
Yes. Closingbird reads the executed purchase contract, fills in every date, party and amount it finds, and keeps commission lines and a CDA PDF on each transaction.
Guides and features for this step of the deal
Let Closingbird keep every date for you
Closingbird reads the executed contract, fills in every deadline, party and amount, and reminds each deadline owner before the date. Calendar or business days, with weekends and US federal holidays skipped.
14 days free, no card needed.
Link to this tool
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